What are searches and why do you need them?
You found your dream home, got your mortgage approved even got your survey back but still no sign of those elusive searches! I mean
Mortgage Guarantee Scheme
The Government is set to announce in Wednesday's Budget a new mortgage guarantee scheme, to be launched in April this year, which will allow buyers in England to obtain a mortgage with only 5% of the property value as a deposit. The Treasury will guarantee a portion of the loans on
What’s in store for Buy-to-Let Landlords in 2021
The hangover from 2020 is dragging on but for UK Buy-to-Let Landlords, it feels personal. The attached guide is a breakdown of some of the things to expect and prepare for this year. Searching for silver linings? Gone are the days when you could deduct mortgage expenses from a rental income. 2021
If the Office of Tax Simplification gets its way, Landlords could be hit with a ‘taxing’ Capital Gains bill
In case you missed this, back in November The Office of Tax Simplification published a report ‘simplifying by design’ that outlined a number of recommendations to overhaul Capital Gains Tax. I’m baffled about where the simplifying features lie within this but I do see how if some of their suggestions are
The Stamp Duty Holiday, Villain or Saviour?
The Stamp Duty Holiday, Villain or Saviour? The stamp duty holiday extension debate will resume in Parliament on the 1st of Feb but has it been all good? Regardless of whether it ends on March the 31st or at a later date there will always be some kind of fall out. The
The 2021 Stamp Duty Holiday inspired property trend – Gazundering
If you have your property under offer with the intent of upping sticks and starting afresh this year please be aware of the latest craze, Gazundering. Like many crazes it isn’t new but it’s experiencing a resurgence with the looming stamp duty holiday coming to an end. Many buyers and sellers
Leasehold get a makeover
What? New legislation enables house and flat leaseholders the right to extend their leases by 990 years with a ground rent of zero. The system will be easier and cheaper than previous methods and eliminates the 'Marriage Value’ method for those looking to purchase the freehold of their property too. Why? Leaseholders previously
The Stamp Duty Holiday – What you pay
The Stamp Duty Holiday is coming to close - here is a simple guide to how much Stamp Duty you pay when buying a property in the UK against what you used to. Come July 2021, all change.
The Stamp Duty holiday is perceived as a discount but is this merely an illusion?
On July 8th of this year The Chancellor Rishi Sunak announced a Stamp Duty Holiday to boost Britains’ Housing market. The flood gates opened as many desperate for more space frantically trawled the portals in search of greener pastures. Three years of Brexit uncertainty had meant many buyers had held